Older Adults & the ACA Health Insurance Marketplace: What’s at Stake for 2018

by Natalie Kean. This post originally appeared on the Justice in Aging blog.

Among its many achievements, the Affordable Care Act (ACA) has made great strides in covering more older adults who previously had no access to health care. Before the ACA, many low-income older adults who did not have employer-based coverage had no affordable coverage options to address their growing health care needs prior to becoming eligible for Medicare. Insurance companies were allowed to effectively price lower-income older adults out of the individual market or deny them coverage altogether based on pre-existing conditions. These insurance practices posed.... Read More

             

Statement of the #CaringMajority

People across our country are enjoying longer lives. In fact, 10,000 people are turning 65 every day. This is great news for all of us, as we have longer to enjoy the intergenerational relationships that make our families stronger. However, it provides a challenge for our caregiving infrastructure.

These demographic shifts are putting an increased demand on our families, our finances, and on our care system in ways we didn’t anticipate. With some forethought, investment and planning, we can prepare for them. Instead of preparing for the future, though, we’re facing unprecedented attacks on the care we already have. Republicans in Congress are trying to take us back decades right when we need to provide more care, not less.

In.... Read More

             

ACA Repeal Would Send Native American Uninsured Rate Soaring

by Jim McLean

The number of Native Americans without health insurance would increase sharply if Republicans in Congress succeed in repealing and replacing the Affordable Care Act, according to a new report.

The report, from the left-leaning Center on Budget and Policy Priorities, says that proposed cuts to Medicaid and to the subsidies that reduce out-of-pockets costs for low-income individuals purchasing private insurance in the ACA marketplace would jeopardize the coverage of more than 300,000 Native Americans and Alaska Natives.

The uninsured rate among Native Americans would climb by 27.4 percent in Kansas and 36.2 percent in Missouri, according to the report. Kansas is home to approximately 60,000 people who self-identify as either.... Read More

             

Q&A About the ACA for Diverse Elders

With the confirmation of Tom Price as Secretary of Health and Human Services (HHS), diverse elders may have more questions than ever about the future of the Affordable Care Act. The Diverse Elders Coalition will make protecting healthcare access a priority in the coming months, and as we learn more about the fate of the ACA, we will communicate that on our blog and social media.

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In the meantime, here are some questions and answers about the Affordable Care Act and where things stand right now. If you have additional questions, please reach out to the health navigators.... Read More

             

What the Repeal of the Affordable Care Act Means for My Wife and Me

We’ve all seen the pictures of the rich, powerful white men signing the repeal of Obamacare, despite the fact that most people are happy with their healthcare and no one seems to have a plan for what comes next.

For my wife, Mala, and me, this decision and the ensuing uncertainty is literally a matter of life or death. We’re middle-aged, self-employed elder caregivers. We’re not alone. Repealing the ACA puts people like us in a hopeless situation. As caregivers, we can’t take the full-time jobs that provide health care (even supposing they’d hire us so easily). But as self-employed people, we need access to affordable healthcare, or else we are one minor emergency away from.... Read More

             

What LGBT Seniors Stand to Lose in ACA Repeal

This post originally appeared on the Center for Consumer Engagement in Health Innovation website.

Lesbian, Gay, Bisexual and Transgender (LGBT) older adults face many of the same health and aging challenges other older adults face, but more pronounced. As a result, they are arguably more at risk if the incoming administration and Congress repeals the Affordable Care Act (ACA) without a replacement plan and/or makes significant and harmful changes to Medicaid and Medicare.

LGBT older adults face unique risks within the health care system due to the standard issues facing an aging population combined with their sexual orientation or gender identity, such as:

Aging Combined with Discrimination: Similar to the older population in general, LGBT older adults.... Read More
             

Repealing the Affordable Care Act without a Replacement Hurts Seniors

by Jennifer Goldberg, Directing Attorney of the Justice in Aging Health Team. This post originally appeared on the Justice in Aging website.

Every day, whether seniors need to see a doctor, receive care in their home, or pay for prescription drugs, Medicare, Medicaid, and the Affordable Care Act (ACA) are lifelines for older adults. However, the entire health care system upon which older adults rely is at risk in the new Congress. Changes to the ACA will dramatically alter the Medicare and Medicaid programs, and jeopardize the care seniors receive each day.

The ACA is under immediate threat in the next Congress. Over 30 million individuals risk losing coverage if the ACA is repealed. This includes Read More

             

It’s Open Enrollment Season! Find a Health Insurance Plan Now at Healthcare.gov

It’s that time of year: Affordable Care Act Open Enrollment on Healthcare.gov. From now until January 31, 2017, Americans can elect to purchase healthcare coverage for 2017. And while there has been a lot of discussion about the cost of Obamacare for consumers, more than 70% of consumers will be able to find an insurance plan on the Marketplace that will cost them less than $75/month.

“Thanks to financial assistance, most Marketplace consumers this year will find plan options with premiums between $50 and $100 per month,” said HHS Secretary Sylvia M. Burwell. “Millions of uninsured Americans qualify for financial assistance, and so could as many as 2.5 million Americans currently paying full price for off-Marketplace coverage. I encourage anyone.... Read More

             
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