Lesbian, Gay, Bisexual and Transgender (LGBT) older adults face many of the same health and aging challenges other older adults face, but more pronounced. As a result, they are arguably more at risk if the incoming administration and Congress repeals the Affordable Care Act (ACA) without a replacement plan and/or makes significant and harmful changes to Medicaid and Medicare.
LGBT older adults face unique risks within the health care system due to the standard issues facing an aging population combined with their sexual orientation or gender identity, such as:
Aging Combined with Discrimination: Similar to the older population in general, LGBT older adults.... Read More
Repealing the Affordable Care Act without a Replacement Hurts Seniors
by Jennifer Goldberg, Directing Attorney of the Justice in Aging Health Team. This post originally appeared on the Justice in Aging website.
Every day, whether seniors need to see a doctor, receive care in their home, or pay for prescription drugs, Medicare, Medicaid, and the Affordable Care Act (ACA) are lifelines for older adults. However, the entire health care system upon which older adults rely is at risk in the new Congress. Changes to the ACA will dramatically alter the Medicare and Medicaid programs, and jeopardize the care seniors receive each day.
The ACA is under immediate threat in the next Congress. Over 30 million individuals risk losing coverage if the ACA is repealed. This includes over.... Read More
It’s Open Enrollment Season! Find a Health Insurance Plan Now at Healthcare.gov
It’s that time of year: Affordable Care Act Open Enrollment on Healthcare.gov. From now until January 31, 2017, Americans can elect to purchase healthcare coverage for 2017. And while there has been a lot of discussion about the cost of Obamacare for consumers, more than 70% of consumers will be able to find an insurance plan on the Marketplace that will cost them less than $75/month.
“Thanks to financial assistance, most Marketplace consumers this year will find plan options with premiums between $50 and $100 per month,” said HHS Secretary Sylvia M. Burwell. “Millions of uninsured Americans qualify for financial assistance, and so could as many as 2.5 million Americans currently paying full price for off-Marketplace coverage. I encourage anyone.... Read More
Winning Strategies to Protect Consumers from Surprise Medical Bills
Even consumers who do their best to get care from providers in their networks may still be charged unexpectedly for out-of-network care – an issue otherwise known as surprise medical bills or balance billing.
Currently, no federal standards on surprise medical bills exist, but the recently updated NAIC network adequacy model act and CMS’ proposed Notice of Benefit and Payment Parameters (NBPP) for 2017 can bolster both federal and state action to protect consumers. However, because both the model act and the NBPP set a minimum floor even if implemented, state-driven protections are still the most effective way to shield consumers from unexpected.... Read More
November 1st marks the beginning of an open enrollment period for the Health Insurance Marketplace. From now until January 31, 2016, Americans can elect to purchase healthcare coverage from HealthCare.gov for 2016. (American Indian/Alaska Native members of federally recognized tribes can enroll in the Marketplace any time of year and are not subject to this deadline.) Additionally, eight out of ten people who enrolled in a healthcare plan through the Marketplace qualified for financial help to make their monthly premiums more affordable.
Why do we at the Diverse Elders Coalition care about the ACA and open enrollment? Research shows that people of color, American Indians/Alaska Natives, and LGBT people deal with significant physical and mental health disparities. An older.... Read More
Health Action NM Releases Health Coverage Resource for Native Americans
In collaboration with the National Indian Council on Aging and the Diverse Elders Coalition, Health Action New Mexico has released a resource to help explain how the Affordable Care Act affects Native Americans between the ages 50 and 64. “There is still a great deal of work to be done to raise awareness among tribal communities and urban Indians about new coverage options available through the new health reform law,” said Barbara Webber, Executive Director of Health Action NM. “Our hope is that this fact sheet will be helpful for Native Americans who need health.... Read More
As we have been encouraging our DEC constituents to #SignUpB4TimesUp and obtain health insurance coverage under the Affordable Care Act, we also wanted to make you aware of some ACA tax implications that are new for this year. Please read on for messages from our friends at Community Catalyst about tax reconciliation, as well as a note from HealthCare.gov about 1095-A tax forms.
This year, for the first time, the Affordable Care Act will affect the tax-filing process for consumers – both those with insurance and those who are still uninsured. Consumers must either verify that they met the requirement to have health insurance in 2014 or claim an exemption, as well as report any amount.... Read More
Helping our communities to #SignUpB4TimesUp — even after time is up
Did you have difficulty enrolling in health care coverage prior to the February 15th deadline? The following message from the HealthCare.Gov Blog may be able to help you #SignUpB4TimesUp — even after time is up.
Time is ticking. You and your loved ones only have until March 31st to apply for health insurance. Don’t delay.
Under the Affordable Care Act (or ACA), the Health Insurance Marketplace ensures that no application for health insurance is rejected due to preexisting medical conditions, such as HIV, which disproportionately affects communities of color and older people. Did You Know? Research projects that within the next few years, one in two people with HIV in this country will be age 50 or older. One in Two!
The Diverse Elders Coalition (DEC) knows that understanding the Health Insurance Marketplace can feel a lot like piecing together a puzzle. With only days left to apply for insurance, it can be especially overwhelming—and.... Read More
Aging in America 2014: Health Reform Advocacy and Engagement in Communities of Color and LGBT Communities
Will you be joining the 3,000 engaged aging professionals and experts March 11-15, 2014 in Sunny San Diego for the ASA Aging in America 2014 conference?
Interested in exploring best practices and learning about successful advocacy and engagement tactics to better engage older adults of color and lesbian, gay, bisexual and transgender (LGBT) elders around the Affordable Care Act and their health?
Yes? Join us Friday March 14, 2014 from 1-2:30pm for a presentation entitled Health Reform Advocacy and Engagement in Communities of Color and LGBT Communities. Leading experts from our nation’s diverse aging organizations will be on hand to share lessons learned, opportunities and challenges within their communities in accessing the benefits of the Affordable Care Act.... Read More